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Your City Country Connection is there for sellers needing to do a short sale Guerneville, California

Ready to short sell your home?

Not sure what a short sale is? A short sale is when the value of a home is less than the amount of the outstanding loans. Short sales are usually the result of prices in an area rapidly deflating.

For many homeowners, a short sale is preferential to foreclosure or bankruptcy when they can negotiate with the lender to write off the difference.

The process of a short sale...

First, figure out the true market value of your home. For those whose finances are already stretched, engaging a licensed appraiser may not be an option. Therefore, a qualified local REALTOR® that knows the current conditions of the Guerneville real estate market is a smart way to get a reliable estimate of your home's value.

Guerneville homeowners who are upside down on their home loan and need relief fast can rely on the expertise of Your City Country Connection to guide them through the short sale process. Contact me today for a free consultation.

Next, find out your closing costs. My work in this area means I know to account for fees like title report, appraisal, escrow, property taxes, and agent commissions to tally your final costs upon closing.

Finally, contact your lender and tell them of your situation. They may even have a particular team that oversees short sales. Ask about their exact steps. Some lenders will be more willing to work with you than others. They may be able to lessen the amount owed or make other arrangements. Your lender will have to agree to the final sale.