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The Right Real Estate Agents

Richard Lester ~ John Genovese

Your City | Country Connection

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Our Clients Always Come First.

Interviewing and selecting the right Real Estate agent can be tough and time consuming. When you do find the right REALTOR, you know it.

We are intelligent, fun loving and sincere professionals who have built a very successful Real Estate career by listening and caring about our clients, one by one. 

The bottom line... We really enjoy marketing and selling Real Estate. We also believe the best transaction is the one that's completely transparent for our Clients. That really means straight talk, no pressure and the space to make the right decision for yourself.

If you haven't quite connected with the right Agent, give us call or email.. anytime.

p: 707-303-6358 / e: connect@mycitycountry.com 

 

Please Enjoy Having A Look Around Our Site..

Thank You.

 

enjoy! - Richard & John

 






Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.36%4.5%
15-yr Fixed3.86%4.06%
1-yr Adj3.52%4.37%
* national averages
Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $





It's News To Me :
 
Homes Sold
8/29/2010 2:00 AM
San Francisco County 416 12th Avenue- 07/26/2010, $714,500, 1,400 sf, built 1915 1851 15th Street

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Home sales for 5 business days
8/29/2010 2:00 AM
Alameda County Total sales as of July 16121 Median price$401,000 Contra Costa County Total sales as of August 5157 Median price$285,000 Marin County Total sales as of August 327 Median price$732,500 Napa County Total sales as of August 217 Median price$...
8/29/2010 2:00 AM
Broker: Eric Leithliter, California Mortgage Advisors, San Rafael Property type: A condo in San Rafael Appraised value: $400,000 Borrowing amount: $300,000 Loan type: 30-year fixed Rate: 4.875% Backstory: Leithliter's...

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Sound off
8/29/2010 2:00 AM
Q: With people beginning to get back into the grind after summer vacations, is this a good time to put a home on the market? A: I would say between now and about November 15 is the best time to be putting your home on the market. People are starting to...

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It's News To Me :
 
What happens when your HOA becomes hostile?
9/2/2010 12:00 PM
In condo complexes, the Home Owners Association, or HOA, can be a great relief: major expenses are shared; rules agreed on makes everyone's life easier. On the other hand, a hostile HOA can be a bit like the mafia. The following cases illustrate the power an HOA can have. This power should...

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Real housewives with real house problems
9/1/2010 2:21 PM
As we wrote before , the housing debacle isn't just hitting the middle class or those who were on the borderline of affording their house in the first place. People with large bank accounts, or those having the appearance of having deep pockets are also running into real estate trouble. The ...

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Drowning in debt: top 15 states for underwater mortgages
8/31/2010 12:00 PM
Last week, The Chronicle reported that underwater mortgages are on the decline : that because of increased foreclosures on distressed properties, the number of American homes with mortgages that exceed the properties' value has dropped. But again, foreclosures, rather than rising home prices,...

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Mr. Melnichenko - how about a Marin mega mansion?
8/30/2010 12:42 PM
This week there was quite a stir in Marin County, as a yacht bigger than any other pulled into the bay in Sausalito. The Russian mega yacht was a curious sight for both tourists and locals alike. From the shore, the mega mansion on water looked like a sleek war ship. Costing $300 million...

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Essay writing skills a new mortgage requirement?
8/27/2010 12:28 PM
Earlier this week, a New York Times blog on personal finance wrote about the interesting (and somewhat odd) mortgage application process experienced by Linda Falcao and her husband. Seeking a mortgage through our Bay Area based Wells Fargo, the couple was asked to provide additional color and...

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Live where Michael Jackson died: So Cal Mansion up for sale
8/26/2010 12:00 PM
In a second installment of ghoulish celebrity culture, we now look to the mansion of the late Michael Jackson. Yes, it is the home in which he met his untimely death. No, a death in a home, when the person was famous, is not really a deterrent. Else however could the sellers get their asking price...

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A new normal for real estate?
8/25/2010 1:13 PM
The bad news continues to get worse. With existing home sales experiencing a record decline and dropping way beyond what all economists expected, who knows when the housing market will recover, if ever. Everyone, from politicians and government officials to underwater homeowners and developers,...

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Farewell, faux chateau
8/24/2010 2:00 PM
As the economy limps along, home buyers are no longer so interested in those uninspired monstrosities known most fondly as "McMansions." The Wall Street Journal reported that one of the largest manufacturers of such houses, KB Home, "cut its earnings outlook for the year, citing declining demand"...

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Still catering to buyers in Marin
8/23/2010 2:22 PM
It's pretty much a buyer's market at the moment no matter where you go. Some areas of the Bay Area are less distressed than others; while they have seen price declines, they have not experienced a complete free fall in prices. Over the Golden Gate Bridge, Marin County is lucky to be one of those...

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Are homeowners happier?
8/19/2010 4:07 PM
Last week, the National Association of Realtors released an updated report on the Social Benefits of Homeownership and Stable Housing . Several weeks ago, this report was the only resource I found online in a search for "benefits of home owning," for the blog on why home ownership is the...

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It's News To Me :
 
Bathroom tile best in matte, textured
9/1/2010 2:00 AM
Q: In a recent column, one of your reader's peel-and-stick bathroom flooring was coming up and you recommended putting down tile in the bathroom. My experience with tile has been that it gets very slick when wet, which would certainly be problematic in a...
8/4/2010 2:00 AM
Q: I just read your column on staining concrete driveways. I have a similar problem but my driveway is blacktop. I have a 60-year-old red brick home. The mortar was cracking and eroding between some of the bricks. I was advised to "point them up" with new...

It's News To Me :
 
When a reverse mortgage works - it's debatable
8/30/2009 2:00 AM
Q: I hope you enjoy a good discussion as much as I do, as I'm going to try to convince you that a reverse mortgage is more than a last resort. Let's look at a 70-year-old who has been very comfortable in his retirement, collecting Social Security and...


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Real Estate Mailbag
8/2/2009 2:00 AM
Q: I am an old lady (80) who lives in a townhouse. We have 78 units and we pay $75 a month in fees, which is up from $60 and going to rise again. Our officers decided they should be paid a monthly fee. There are four other complexes that pay only $60 a month...

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Foreclosure should be your final option
7/26/2009 2:00 AM
Q: We're badly underwater in our house. Our business is hurting and we are struggling to make the house payment. We owe $340,000 on a house that would maybe sell in today's market for $200,000. We think the only way it makes sense to stay in our house would...

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Everybody has to pay for the common area
7/19/2009 2:00 AM
Q: I am the president of the board of our homeowners association, which has 11 houses. There is a conflict that seems unsolvable. There is a large common area behind seven of the houses that is approximately 300 feet long and 60 feet wide that has beautifully...

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Paying off credit cards by refinancing mortgage
7/12/2009 2:00 AM
Q: With mortgage loan rates at record lows, I'm thinking of refinancing my 30-year fixed-rate loan. The lender is recommending that I roll into the refi amount the balances I owe on my car and two credit cards. The advantages would be that they'd be paid off,...

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How family members can swap their homes
7/5/2009 2:00 AM
Q: A few years ago, my son bought a small, but cute, home. My husband and I were empty-nesters with a large home. Recently, my husband passed away, my son got married and his wife is expecting. I would like to trade homes with my son, because he needs more...

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Why lenders demand title insurance
6/28/2009 2:00 AM
Q: We are in the final steps of completing a refinance of our barely year-old $410,000 mortgage. We were pleased with the interest-rate drop, and our local bank was generous in dropping many of the junk fees associated with a refinance. However, we are being...

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It's News To Me :
 
New plan could expedite short sales
12/13/2009 2:00 AM
If you're in trouble on your mortgage and you can't get a loan modification, check out the Obama administration's new standard short-sale plan scheduled to roll out soon. The program, outlined Dec. 1 by the Treasury Department, is an attempt to streamline...

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