Finding the right home at the right price is just one part of a home sale or purchase. HERTH Real Estate is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 707-303-6358 if your needs include a real estate pro ready for the business side of buying and selling.

Closing costs you should expect

There are certain typical expenses related to closing the sale of a house. These fees are commonly split between the buyer and seller, as noted in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help lead you through your deal.

Costs pertaining to your loan to be paid at closing    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, I'll not only work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a property in Sonoma County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not surprised when you get to closing time. I'll be glad to look at the GFE with you, answering your questions and highlighting any estimates of concern.