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The Right Real Estate Agents

Richard Lester ~ John Genovese

Your City | Country Connection

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Every Day We Are Helping Each One Of Our Clients Reach Their Real Estate Goals.

Interviewing and selecting the right Real Estate agent can be tough and time consuming. When you do find the right one, you know it.

We are intelligent, fun loving and sincere professionals who have built a very successful Real Estate career by listening and caring about our clients, one by one. 

The bottom line... We really enjoy marketing and selling Real Estate. We also believe the best transaction is the one that's completely transparent for our Clients. That really means straight talk, no pressure and the space to make the right decision for yourself.

If you haven't quite connected with the right Agent, give us call or email.. anytime.

p: 707-303-6358 / e: connect@mycitycountry.com 

 

Please Enjoy Having A Look Around Our Site..

Thank You.

 

enjoy! - Richard & John

 






Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages
Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $





It's News To Me :
 
30-year mortgage rates inch upward
6/28/2009 2:00 AM
Rates for 30-year home loans edged up last week, remaining above record lows reached over the spring. The average rate for a 30-year fixed mortgage was 5.42 percent, up from 5.38 percent a week earlier, mortgage company Freddie Mac said Thursday. "Mixed...

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Oakland's Temescal district a hip haven
6/28/2009 2:00 AM
Oakland's Temescal district brimmed with life at lunchtime on a recent weekday. Families and couples clustered at the vintage ironing boards that serve as sidewalk tables for Bakesale Betty, while across the street, throngs waited for sandwiches at Genova...

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The week's top postings from The Chronicle's real estate blog (sfgate.com/blogs/ontheblock) / Former tech executive's lavish, pricey estate in Palo Alto
6/28/2009 2:00 AM
It's probably the highest-priced listing in Palo Alto: A sprawling 12,000-square-foot estate on Arastradero Road was listed for a pricey $23.95 million a few days ago. The house, which is owned by former Advanced Micro Devices President and Chief Operating...

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Landlord must bow to tenant's health needs
6/28/2009 2:00 AM
Q: I have recently been diagnosed with hyperlipidemia, or high cholesterol, and my doctor has told me it is imperative for my health to be on a special diet. However, I live in a senior citizens' apartment complex where a mandatory meal plan is provided for $...

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Why lenders demand title insurance
6/28/2009 2:00 AM
Q: We are in the final steps of completing a refinance of our barely year-old $410,000 mortgage. We were pleased with the interest-rate drop, and our local bank was generous in dropping many of the junk fees associated with a refinance. However, we are being...

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Home has '50s feel, but modern touches
6/28/2009 2:00 AM
The home at 1 San Marcos Ave. in San Francisco's upscale Forest Hill neighborhood was built in 1954, with construction, land and material totaling $39,622. More than half a century later, it retains much of the feel of that period - if not the price tag....

It's News To Me :
 
Mountain View OKs fancy project against Los Altos' wishes
7/2/2009 4:00 PM
The Mountain View City Council gave the thumbs up to a high-end 15-acre real estate development on Grant Road against the wishes of Los Altos officials, according to the Palo Alto Daily News . Los Altos officials say the development will increase traffic in their fair city. They also say the...

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Orinda high-end home development back on track
7/2/2009 2:04 PM
You may have noticed the print advertisements in glossy magazines last year for Wilder, a new community planned for a beautiful 1,600 acre site in Orinda, Contra Costa County, that promised to "put you in touch with nature -- and your inner 10-year-old". Orinda City Council approved the...

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Top Chef home for rent: $12,500 a month
7/1/2009 6:04 PM
The Marina mansion used to house the contestants of Top Chef 's first season show, set in San Francisco, is up for rent. The 5-bedroom, 3-bathroom home at 3159 Baker St, near the Palace of Fine Arts, is described as having "gorgeous designer detail throughout" and being walkable to Chestnut...

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SF market nowhere near as crazy as NY
7/1/2009 2:55 PM
Think San Francisco has become an expensive playground for the obscenely rich? Well, the Bay Area has nothing on Manhattan, where a jaw-dropping 224 condos and co-ops are listed for $10 million or more right now, according to PropertyShark . It's an especially impressive number given that it only...

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More landlords take renters with bad credit
6/30/2009 2:25 PM
Not long ago, anyone with less than stellar credit couldn't get an apartment unless a parent or wealthy benefactor co-signed for them. Given what's gone on over the last couple years, though, bad credit is becoming more normal. So much so, that the share of keyword searches conducted for "no credit...

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Greenest in the land: San Francisco, Oakland and Berkeley
6/30/2009 12:32 PM
Three Bay Area cities have made it into a recently released ranking of the top ten greenest cities in the nation. San Francisco (at number two), Oakland (ranked fourth) and Berkeley (at seven) are all taking key measures to reduce their carbon footprint, according to Mother Nature Network . ...

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The $10M home that sold in less than a month
6/29/2009 3:00 PM
When a particularly extravagant home in Los Altos Hills was listed for $9.95 million in March , we didn't think the house would sell for anything near the asking price -- sellers were slashing prices all over the place, and there didn't seem to be too many high-end buyers. (Data shows that sales...

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Presented By:
6/29/2009 3:00 PM
...Read More
 
Three bedrooms, two bathrooms and guaranteed year-round sun
6/29/2009 2:25 PM
Should real-estate brokers include information about the weather in their listings? After all, the more savvy agents now offer data about local schools, public transit and walkability , so why not microclimates? What's for sure is the Bay Area is full of them. In Sausalito, one particular spot...

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Ex-AMD COO selling Palo Alto pad for $24M
6/26/2009 1:35 PM
It's likely the highest-priced listing in Palo Alto: A sprawling 12,000-square-foot estate on Arastradero Road was listed for a rich $23.95 million a couple days ago. The house, which is owned by former AMD president and chief operating officer Saiyed Atiq Raza , according to public...

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It's News To Me :
 
Flaking powdery substance won't hurt you, home
7/1/2009 2:00 AM
Q: In the garage, the concrete foundation, or lower part of the wall that meets the floor, is quite powdery and flaking off. Is this safe? Should we paint it? How do we prevent the concrete from flaking off? A: Not to worry. This condition is natural, safe...

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Old gas main lines easy to find
6/24/2009 2:00 AM
Q: I live in San Francisco, in the Nob Hill area. I have old gas lines that are still very, very live. How can I locate the main line coming from the street? The blueprints for this building are long gone, since City Hall and most of the city burned down...


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Creating a shear wall may stop interior crack
6/3/2009 2:00 AM
Q: Our 4-year-old home has developed a crack down the seam of one interior wall, across to the next and then down another seam. A drywall taper repaired the crack by retaping it and finishing the seam. It looked great. About six months later, I noted another...

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It's News To Me :
 
Why lenders demand title insurance
6/28/2009 2:00 AM
Q: We are in the final steps of completing a refinance of our barely year-old $410,000 mortgage. We were pleased with the interest-rate drop, and our local bank was generous in dropping many of the junk fees associated with a refinance. However, we are being...

Read More
 
Renting out 2nd home has challenges
6/21/2009 2:00 AM
Q: My husband and I purchased a second home for $300,000 in November. We were planning to move into that house and sell our current residence. We put $15,000 into repairs on the house. Our children do not want to move and we came to realize after the purchase...

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Square footage varies depending on formula used
6/14/2009 2:00 AM
Q: In December 2007, I took title to a condominium unit that was listed on the multiple listing service as being 1,017 square feet, according to public records. Recently I was going through a real estate handbook that I own, and it suggested that I have a...


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Wraparound mortgages legal, but carry high risk
5/31/2009 2:00 AM
Q: I have a full-price offer on my duplex that involves a wraparound mortgage. I am a little leery of a small down payment with high interest payments for a few years and a balloon payment at the buyer's refinance later. I'm told they are quite legal, but I...

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Prenup may not safeguard children's interests
5/24/2009 2:00 AM
Q: When my dad and stepmother got married, they moved to Florida and bought a home together. Because there are children on both sides, they had a prenuptial agreement drawn up that states that the home would be divided equally between the children after they...

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Check on taxes before picking the home to sell
5/17/2009 2:00 AM
Q: My aunt is 76 years old, lives in her home and owns a detached rental property nearby. Her primary residence has been the same property for more than 10 years. She would like to move into a retirement community this year, but to afford this new lifestyle...

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Presented By:
5/17/2009 2:00 AM
...Read More
 
Insurer gets tough on Florida condo owners
5/10/2009 2:00 AM
Q: I purchased a condo in Florida in 1990. I lived there for 17 years, and then moved with the assumption that I would be able to rent it, as was the case at the time. After Hurricane Charlie, the board said that the insurance company was going to charge too...

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Real Estate Mailbag: Should I lower my price?
5/3/2009 2:00 AM
Q: Isn't a contract a contract? I am about halfway through an eight-month listing agreement. The Realtor is pressuring me to again lower the asking price. He has shown me where similar homes for sale have recently had their asking prices reduced. I know the...

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It's News To Me :
 
Fannie Mae adds tougher underwriting
6/21/2009 2:00 AM
Real estate may be showing signs of a turnaround in many local markets, but the nation's largest mortgage players continue to ratchet up their underwriting rules, making home purchases more difficult for some buyers. Mortgage giant Fannie Mae, for example,...

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Some push to expand home-buying tax credit
6/14/2009 2:00 AM
Because first-time buyers are getting thousands of dollars in tax credits from the federal government to stimulate the economy, why shouldn't all home buyers get equal treatment? And what about refinancers - couldn't they make good use of a tax credit to...
5/31/2009 2:00 AM
It may not have made a big splash on network news or in print, but for real estate it was the equivalent of a congressional declaration of war - a war against mortgage fraud. Just as security and intelligence agencies were given huge funding boosts by...

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Presented By:
5/24/2009 2:00 AM
...Read More
 
Fees rise, but appraisers get less per job
5/17/2009 2:00 AM
How about this scenario the next time you refinance or apply for a new mortgage: The real estate appraisal that used to cost you $325 now costs $450, even though the appraiser doing the work is only getting $175 or $200. Plus, your appraisal-related charges...

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Court ruling affects real estate closing fees
5/10/2009 2:00 AM
A federal district court has handed down a ruling in a class action that could have a direct impact on the fees you pay to the real estate company at closings, whether as a buyer or seller. The decision targets one of the most commonplace practices adopted...

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Home buyers can get early access to tax credit
5/3/2009 2:00 AM
For the housing market, it's the equivalent of financial alchemy, and it's hot: Turning the $8,000 federal home-purchase tax credit, which normally isn't spendable until after you've gotten your refund, into immediate, hard cash today, available for your...


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