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The Right Real Estate Agents

Richard Lester ~ John Genovese

Your City | Country Connection

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Our Clients Always Come First.

Interviewing and selecting the right Real Estate agent can be tough and time consuming. When you do find the right REALTOR, you know it.

We are intelligent, fun loving and sincere professionals who have built a very successful Real Estate career by listening and caring about our clients, one by one. 

The bottom line... We really enjoy marketing and selling Real Estate. We also believe the best transaction is the one that's completely transparent for our Clients. That really means straight talk, no pressure and the space to make the right decision for yourself.

If you haven't quite connected with the right Agent, give us call or email.. anytime.

p: 707-303-6358 / e: connect@mycitycountry.com 

 

Please Enjoy Having A Look Around Our Site..

Thank You.

 

enjoy! - Richard & John

 






Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages
Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $





It's News To Me :
 
Homes Sold
3/7/2010 2:00 AM
San Francisco County 2057 15th St.- 02/11/2010, $620,000, 16,830 sf, built 1907, last sold: 02/14/1997,$1,515,000 2057 15th St.- 02/12/2010, $670,000, 16,830 sf, built 1907, last sold: 02/11/2010, $620,000 478 23rd Ave.- 02/12/2010, $1,338,000, 3,496 sf,...

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Home sales for 5 business days
3/7/2010 2:00 AM
Alameda County Total sales as of Feb. 11468 Median price$340,000 Contra Costa County Total sales as of Feb. 11530 Median price$270,000 Marin County Total sales as of Feb. 1166 Median price$504,000 Napa County Total sales as of Feb. 1144 Median price$357,000...

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Data point
3/7/2010 2:00 AM
27.29% Drop in median home sales price from January 2008 to January 2010 in San Francisco's Outer Sunset neighborhood. Source:...

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Bay Area home price report
3/7/2010 2:00 AM
Community

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ARM indexes
3/7/2010 2:00 AM
IndexLast weekPrevious weekYear ago6-month CD0.460.461.206-month T-bill0.190.190.481-year TCMS 0.340.360.723-year TCMS 1.411.441.421-month Libor0.220.230.536-month Libor0.380.391.28IndexLatest monthPrevious monthYear agoCost of funds*1.7802.0940.000 ...

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Sign on the digital line
3/7/2010 2:00 AM
When Colin Crawford and his wife began negotiating the purchase a five-bedroom Tiburon home last September, they had no idea they'd wind up closing on the property while 30,000 feet in the air, on a flight from Boston to San Francisco. The Crawfords were in...

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What you can buy in the Bay Area for $1.5 million
3/7/2010 2:00 AM
Noe Valley, $1.325 million 3715B Market St. Beds: 3 Baths: 2.5 Square footage: 2,500 School district: San Francisco In this recently built, two-level TIC (tenancy in common), oversize living room windows and an adjacent private deck provide views of the city....

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It's News To Me :
 
Google launches biking directions for its maps service
3/10/2010 1:18 PM
If you are a keen cyclist -- and chances are good that you are, given the relatively high number of bike-friendly residents in the Bay Area -- you'll be thrilled to hear that Google announced today it has added biking directions and extensive bike trail data to its Google Maps. This is also...

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Buyers: Does it matter if your agent can't afford to buy?
3/9/2010 11:07 AM
As a this blog is written not by a Realtor, but by a someday (hopefully) buyer, we wanted to investigate further: Would you distrust your Toyota saleswoman to sell you a Toyota, if she herself drove a Ford? Or if she didn't even own a car? If you are buying an expensive watch, do you want the...

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Nation's skinniest cities: where does the Bay Area rank?
3/8/2010 11:01 AM
If you watched the Oscars yesterday you will have had your annual quota of svelte -- improbably thin women wrapped, bandage-like, into improbably tight gowns. The show's co-host Steve Martin even had a joke on the subject when introducing two of the award-presenters when he quipped: "He directed...

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Mid-century modern listings: flavor of the moment
3/5/2010 1:45 PM
If you're in the market -- or even just in the mood -- for mid-century modern homes with architectural pedigree, it's your week. There are currently at least three listed homes in the Bay Area designed by architects of note which give off that cool mid-mod vibe favored by so many. Fresh to the...

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Marina? Rousseau? Do these real estate terms really mean anything? (Pt. 2)
3/4/2010 11:00 AM
Tuesday we glimpsed the embellished facades and pointed turrets that are San Francisco's unique architectural heritage . But as we discovered, that heritage is a bit fuzzy, overlapping with itself and confusing all involved-- including those that sell the homes and buildings. So we asked a real...

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$3 million Noe Valley home up for grabs in Dream House raffle
3/3/2010 2:45 PM
If you are still nursing your disappointment at having missed the opportunity to win the $2 million Lackspur home that was recently won in a grand raffle, worry not. A new raffle has arrived. This one will appeal to those of us with a more urban sensitivity, for the grand prize is a "spare...

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Victorian or Edwardian? Does it really mean anything? (Part 1)
3/2/2010 11:00 AM
Real estate write-ups make use of familiar, but not always valid, terminology. Sometimes the inaccuracy is understandable: Adjectives like "gorgeous" or "spacious" after all, are subjective. My gorgeous might not be yours; your spacious may be too small for me. But other terms, such as those that...

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Condo prices show back to the future trend
3/1/2010 11:53 AM
A local realtor tells me she is warning her clients that we are back to 2004 in terms of prices. When discussing a new listing, she will show the homeowner an analysis of comparables with their prices six years ago in order to provide a reality check. For a fair number of homesellers, 2004...

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San Francisco firehouse is back -- with a 70% price chop
2/26/2010 10:14 AM
In what must rank as a record reduction, a former firehouse in San Francisco, which has been on and off the market for two years, is about to pop up again with a humongous 70% chop on its original price. Firehouse 33 , at 117 Broad St in Oceanview, first launched onto the listings...

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TICs have lost that loving feeling
2/25/2010 11:00 AM
Tenancies in common, AKA TICs, were once billed as panacea for the sickness that is SF real estate prices. First of all, properties of this classification have traditionally been less expensive than non TIC options. And because the buyers would pool resources, their collective buying power...

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It's News To Me :
 
Keeping mortar dry is best way to preserve it
3/3/2010 2:00 AM
Q: Several years ago, we had our front steps rebuilt. The treads and risers are brick, and shortly after construction we noticed a white substance leaching out of the mortar. We scrubbed at it vigorously and eventually used diluted muriatic acid. Nothing...


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It's News To Me :
 
When a reverse mortgage works - it's debatable
8/30/2009 2:00 AM
Q: I hope you enjoy a good discussion as much as I do, as I'm going to try to convince you that a reverse mortgage is more than a last resort. Let's look at a 70-year-old who has been very comfortable in his retirement, collecting Social Security and...


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Real Estate Mailbag
8/2/2009 2:00 AM
Q: I am an old lady (80) who lives in a townhouse. We have 78 units and we pay $75 a month in fees, which is up from $60 and going to rise again. Our officers decided they should be paid a monthly fee. There are four other complexes that pay only $60 a month...

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Foreclosure should be your final option
7/26/2009 2:00 AM
Q: We're badly underwater in our house. Our business is hurting and we are struggling to make the house payment. We owe $340,000 on a house that would maybe sell in today's market for $200,000. We think the only way it makes sense to stay in our house would...

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Everybody has to pay for the common area
7/19/2009 2:00 AM
Q: I am the president of the board of our homeowners association, which has 11 houses. There is a conflict that seems unsolvable. There is a large common area behind seven of the houses that is approximately 300 feet long and 60 feet wide that has beautifully...

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Paying off credit cards by refinancing mortgage
7/12/2009 2:00 AM
Q: With mortgage loan rates at record lows, I'm thinking of refinancing my 30-year fixed-rate loan. The lender is recommending that I roll into the refi amount the balances I owe on my car and two credit cards. The advantages would be that they'd be paid off,...

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How family members can swap their homes
7/5/2009 2:00 AM
Q: A few years ago, my son bought a small, but cute, home. My husband and I were empty-nesters with a large home. Recently, my husband passed away, my son got married and his wife is expecting. I would like to trade homes with my son, because he needs more...

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Why lenders demand title insurance
6/28/2009 2:00 AM
Q: We are in the final steps of completing a refinance of our barely year-old $410,000 mortgage. We were pleased with the interest-rate drop, and our local bank was generous in dropping many of the junk fees associated with a refinance. However, we are being...

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It's News To Me :
 
New plan could expedite short sales
12/13/2009 2:00 AM
If you're in trouble on your mortgage and you can't get a loan modification, check out the Obama administration's new standard short-sale plan scheduled to roll out soon. The program, outlined Dec. 1 by the Treasury Department, is an attempt to streamline...

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